If Indian banks fail to meet their Priority Sector Lending (PSL) target, the shortfall amount is deposited in the Rural Infrastructure Development Fund (RIDF) under NABARD. In the case of foreign banks, it is deposited in the Small Industries Development Fund (SIDF) under _________.

A. NABARD 
B. FICCI 
C. Small Industries Development Bank of India (SIDBI) 
D. MoMSME 
E. RBI 

Key Point:
PSL shortfalls of foreign banks are routed to SIDF maintained by SIDBI, while domestic banks’ shortfalls go to RIDF under NABARD.